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Frequently Asked Mortgage Questions (FAQ)

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Mortgage Terminology

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When the Decorations Come Down, What Still Fits?

By paula@swlahome.com | January 12, 2026

When routines return after the holidays, Louisiana homes reveal what works — and what doesn’t. A look at everyday living, clarity, and long-term lifestyle fit.

Why Mortgage Rates Change – and Why Local Guidance Matters in Louisiana

By paula@swlahome.com | November 6, 2025

Mortgage rates are always changing—learn what drives them and why local guidance from Louisiana Mortgage Associates matters.

Top Homebuyer and Mortgage Questions for Louisiana Homeowners

By paula@swlahome.com | October 27, 2025

Get answers to Louisiana’s top homebuyer questions. Learn about mortgage options, down payments, and what to ask your lender before you buy.

Smart Mortgage Moves for Economic Education Month in Southwest Louisiana

By paula@swlahome.com | October 17, 2025

About Economic Education Month Each October, Economic Education Month shines a light on financial literacy — from budgeting and credit to understanding how big decisions like homeownership impact your long-term goals. A little mortgage education today can mean smarter choices and real savings tomorrow. Building Confidence Through Mortgage Education Owning a home is one of…

Refinancing Your Mortgage in Louisiana: How to Lower Your Monthly Payment or Tap Into Your Equity

By paula@swlahome.com | October 17, 2025

Thinking about refinancing your home in Louisiana? Learn how to lower your monthly payment or tap into your equity with practical tips from Louisiana Mortgage Associates.